What Do You Need To Buy A House? [Infographic] – There are loan types, like VA loans or USDA loans, that do not require a down payment and offer 100% financing. You will need to check with your loan officer to determine if you are eligible for these type of loan products. The most common downpayment amount required is usually 3% to 5% of the purchase price.
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Buyers Week: How Much Cash Do You Need to Buy a House? – Down Payment Your down payment will likely vary from between 3.5 percent of the purchase price, with an FHA-backed loan, to 20 percent. So, for a $425,000 home, you would need to put between $14,875 (3.5 percent) and $85,000 (20 percent) down.
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How Much Money Do You Need to Buy a House? – To buy a house, you’ll need enough money for the down payment and the closing costs. Closing costs for a loan is generally between 2 and 3 percent of the loan amount. On a $200,000 loan, this means you could potentially pay $6,000 to close on the loan. The down payment amount you pay varies by the loan program.