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In 2009, the government created the home affordable modification Program (HAMP), which is part of the government’s Making Home Affordable Program designed to provide relief for troubled homeowners. HAMP helps troubled homeowners by reducing their mortgage payments so that these payments are 31 percent of their pre-tax monthly income.
All You Need to Know About Mortgage Loan Modifications. Emily Starbuck Crone. The federal government previously offered the Home Affordable Modification Program, but it expired at the end of.
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The Pro's and Cons of a Loan Modification | Realty Warehouse – The Pro’s and Cons of a Loan Modification. Homeowners who are having a hard time making their mortgage payments may decide to fight to hold on to their home. A loan modification may lower monthly payments and make them more affordable, but for many Long Island homeowners and residents of the five boroughs a loan modification is not a good.
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