can i reaffirm my mortgage after discharge

Can My Mortgage Lender Refuse to Send Monthly. – Nolo – Question. I filed a Chapter 7 bankruptcy last year. I have a mortgage on my house, but I didn’t reaffirm the loan during the bankruptcy. Instead, I simply continued making my monthly payments.

Mortgage Credit Reporting After Bankruptcy – Neeley Law Firm – You filed bankruptcy, your debts are discharged, your case is closed, them why they will tell you it is because you did not reaffirm the loan.

Should I Reaffirm My Mortgage Debt After Bankruptcy. – While a bankruptcy can help you get rid of your debt in general, you may want to recommit to the terms of your mortgage if you can afford to pay it and you want to keep the home. The promise to repay a mortgage after bankruptcy is known as reaffirming your mortgage debt, and whether you want to take this step depends on your circumstances and.

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What Happens if a Bank Discharges a Home Loan During a. – Reaffirming the mortgage creates an agreement that makes you personally liable for the debt, and excludes the mortgage from the bankruptcy discharge. Therefore, if you later find it impossible to make payments on your mortgage after signing a reaffirmation agreement, the lender may be able to file a lawsuit against you for any remaining balance.

Can I reaffirm my mortgage after the discharge – Q&A – Avvo – Can I reaffirm my mortgage after the discharge of my bankruptcy, its been five years since the discharge. My bankruptcy was discharged in 2011, we didn’t want to reaffirm the mortgage at that time. We have remained in home paying monthly.

Can I reaffirm my mortgage after the discharge – Q&A – Avvo – Can I reaffirm my mortgage after the discharge of my bankruptcy, its been five years since the discharge. My bankruptcy was discharged in 2011, we didn’t want to reaffirm the mortgage at that time. We have remained in home paying monthly.

Should I Sign a Reaffirmation Agreement on my . . . home. – As a general rule, entering into a reaffirmation agreement is not generally advised.Many attorneys will advise their clients not to sign reaffirmation agreements, unless there is a specific benefit to be obtained in signing the agreement.

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Should I Reaffirm My Mortgage Debt After Bankruptcy. – While a bankruptcy can help you get rid of your debt in general, you may want to recommit to the terms of your mortgage if you can afford to pay it and you want to keep the home. The promise to repay a mortgage after bankruptcy is known as reaffirming your mortgage debt, and whether you want to take this step depends on your circumstances and.

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