In this situation, personal loans unfortunately cannot be transferred to another person. This is because the loan is determined by your credit health-you were only able to take out the loan because the bank or financial institution had assessed your credit history and deemed that you were a suitable borrower.
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If you are looking to take over house payments from a relative, you need to have all of your ducks in a row. If you can make a deal work, then you can save many costs that would otherwise eat up your budget. Here are the steps to assume the mortgage for a family member.
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What is it called when you want to take over someone else’s mortgage payments? Is there a specific name for it? Asked by Yvette Perrone, Palmyra, PA Mon May 16, 2011. I have no experience what so ever and want to gain knowledge.Want to learn the lingo pretty much.